| Developer | Evolution |
|---|---|
| Theme | Classic baccarat |
| Reels x rows | 3D RNG table |
| Paylines | Player, Banker, Tie |
| RTP | About 98.94% (Banker) |
First Person Baccarat is Evolution’s answer to a simple question: what if you could play its live baccarat tables without a dealer, a schedule or a minimum table time? It takes the look and rules of the studio game and turns them into a 3D, random-number-generated table you play at your own pace. That makes it the easiest way to learn baccarat properly, and you can try it free below.
First Person Baccarat game details
First Person Baccarat game details
| Detail | First Person Baccarat |
|---|---|
| Developer | Evolution |
| Type | RNG table game (no live dealer) |
| Rules | Standard Punto Banco |
| Main bets | Player, Banker, Tie |
| Lowest house edge | Banker, about 1.06% |
How to play First Person Baccarat
You choose a bet, and the game deals two hands: Player and Banker. Cards two to nine count at face value, aces count as one, and tens and picture cards count as zero, with only the last digit of each total counting. A total of eight or nine on the first two cards is a natural. Otherwise a third card may be drawn under fixed rules, so you never have to make a decision after betting. The hand closest to nine wins.
Our baccarat guide goes through the rules and variants in more detail.
Odds and RTP
| Bet | Pays | Return to player (8 decks) |
|---|---|---|
| Banker | 1 to 1, minus 5% commission | About 98.94% |
| Player | 1 to 1 | About 98.76% |
| Tie | 8 to 1 | About 85.6% |
These are the standard returns for eight-deck baccarat. The Banker bet is the best bet in the game, even after the commission, and the Player bet is close behind. The Tie pays 8 to 1, but it hits rarely enough that it carries one of the worst house edges in the casino. Check the game’s help screen for the exact figures at the casino you’re using, including any side bets.
First Person vs live baccarat
The rules and odds are the same as Evolution’s live tables. What changes is the pace and the feel. First Person rounds run as fast as you click, with no other players and no dealer, which makes it ideal for practice. Live tables are slower and more social. If you want multipliers on top of the classic game, see Lightning Baccarat.
FAQ
Is First Person Baccarat the same as live baccarat?
It uses the same Punto Banco rules, but the cards come from a random number generator rather than a live dealer.
What is the best bet in baccarat?
Banker, with a house edge of about 1.06% after commission. Player is close behind at about 1.24%.
Can I play First Person Baccarat for free?
Yes. The demo at the top of this page uses virtual credits, with no download and no sign-up. 18+ only.
First Person Baccarat is a gambling game for adults aged 18 and over, or the legal age where you live. Outcomes are random and no betting system changes the house edge. Only play with money you can afford to lose, and if gambling stops being fun, see our responsible gambling page.
18+ only. Free demos use play money. If you play for real money, set a limit first. Responsible gambling.